{"id":9391,"date":"2026-07-02T11:25:20","date_gmt":"2026-07-02T09:25:20","guid":{"rendered":"https:\/\/www.ca-personalfinancemobility.com\/actualite\/agos-renforce-son-role-dans-la-renovation-energetique-en-italie\/"},"modified":"2026-07-02T11:31:56","modified_gmt":"2026-07-02T09:31:56","slug":"agos-strengthens-its-position-in-energy-renovation-in-italy","status":"publish","type":"actualite","link":"https:\/\/www.ca-personalfinancemobility.com\/en\/actualite\/agos-strengthens-its-position-in-energy-renovation-in-italy\/","title":{"rendered":"Agos Strengthens Its Role in the Energy Renovation Market in Italy"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>In response to changes in public incentive schemes in Italy, Agos is strengthening its role in the energy renovation sector with a comprehensive offering and a new partnership with Illumia.<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Agos Strengthens Its Position in Energy Renovation in Italy<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">In a rapidly evolving Italian market, Agos continues to expand its ecosystem dedicated to sustainable housing. The consumer finance provider, majority-owned by Cr\u00e9dit Agricole Personal Finance &amp; Mobility, has announced a new strategic partnership with Illumia to support households in their energy renovation projects.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This initiative is part of a broader strategy aimed at simplifying access to financing solutions and services that help improve the energy performance of residential properties.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">A Market Driven by the Energy Transition and the Gradual Phase-Out of Incentives<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Energy renovation has become a key issue in Italy. Much of the country&#8217;s housing stock is relatively old and requires significant investment to meet climate targets and reduce household energy consumption.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">At the same time, public support schemes, which have long provided strong incentives, are evolving. The gradual reduction of subsidies, particularly following extensive incentive programmes, is fundamentally reshaping the financing model for renovation works. Homeowners are increasingly turning to solutions that combine guidance, financing, and expert advice.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In this context, private-sector players such as Agos are playing an increasingly important role in making these projects both feasible and accessible.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">A Strategy Built Around Sustainable Housing<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">For several years, Agos has been developing a holistic approach to home renovation. The objective is no longer limited to providing financing but extends to supporting the entire customer journey, from the initial planning stage through to project completion.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This strategy is based on:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>the development of an ecosystem of specialist housing partners;<\/li>\n\n\n\n<li>the launch of Agos One, a digital solution designed to simplify renovation projects;<\/li>\n\n\n\n<li>the introduction of financing products dedicated to energy-efficiency improvements.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Through this approach, Agos positions itself as a facilitator, connecting financing, technical expertise, and services within a framework of responsible consumption.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">A Simplified Digital Experience<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">At the heart of the initiative is Agos\u2019 digital platform, which acts as a single access point. Users can assess their needs, simulate energy-efficiency improvements, and directly access the solutions best suited to their projects.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This approach aims to remove some of the traditional barriers associated with energy renovation, including complex administrative processes, limited transparency of available options, and difficulties coordinating multiple stakeholders.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">By centralizing services, Agos seeks to make projects more tangible and accelerate decision-making.<br><a id=\"_msocom_1\" aria-label=\"\"><\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">A New Partnership with Illumia to Strengthen the Offering<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The partnership with Illumia marks a new milestone in the development of this ecosystem. As a leading energy supplier in Italy, Illumia brings expertise in energy efficiency and a deep understanding of consumer energy needs.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">By combining their respective strengths, the two companies are offering an integrated solution that brings together energy consulting, financing options, and operational services.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n    <section class=\"bloc-capfm-citation_extended\" style=\"--background-color:#d8ead7;\">\r\n            <div class=\"content\">\r\n                <div class=\"image\">\r\n                                    <\/div>\r\n            <\/div>\r\n            <div class=\"quote\" style=\"color: #000000;\">\r\n                \n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\">The energy transition requires investment, but above all, trust. Our ambition is to provide families with a reliable reference point capable of bringing together financing solutions, expertise, and services within a simple and transparent experience.<\/p>\n<\/blockquote>\n\n\r\n                <div class=\"quote-footer\">\r\n                                        <div>\r\n                                                <div class=\"names\" style=\"color: #000000;\">Valerio PAPALE<\/div>\r\n                                                                            <div class=\"job\" style=\"color: #000000;\">B2B Markets Director chez Agos,<\/div>\r\n                                            <\/div>\r\n                <\/div>\r\n            <\/div>\r\n    <\/section>\r\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Illumia also highlighted the importance of making these initiatives accessible: \u201cthe energy transition must be simple and tangible for every household. By combining our expertise, we help customers improve the energy performance of their homes, reduce their consumption, and enhance the value of their property.\u201d<br><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Accelerating Energy Renovation for Italian Households<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">With this initiative, Agos confirms its growing role in Italy\u2019s energy transition. By expanding beyond its traditional core business, the company is helping to structure a market that remains fragmented and supporting households in complex decision-making processes.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The challenge is twofold: responding to new regulatory and economic constraints while facilitating the adoption of sustainable solutions.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This integrated approach, combining financing, services, and digital capabilities, illustrates how financial institutions are evolving into service platforms capable of actively supporting long-term changes in consumer behavior and housing sustainability.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Agos is expanding its energy renovation offering in Italy and partnering with Illumia to provide households with financing solutions, services, and digital tools.<\/p>\n","protected":false},"featured_media":9392,"parent":0,"menu_order":0,"template":"","meta":{"_acf_changed":false,"footnotes":""},"categorie-actualite":[71],"class_list":["post-9391","actualite","type-actualite","status-publish","has-post-thumbnail","hentry","categorie-actualite-environmental-impact"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Agos Strengthens Its Position in Energy Renovation in Italy<\/title>\n<meta name=\"description\" content=\"Agos is expanding its energy renovation offering in Italy and partnering with Illumia to provide households with financing solutions, services, and digital tools.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.ca-personalfinancemobility.com\/en\/actualite\/agos-strengthens-its-position-in-energy-renovation-in-italy\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Agos Strengthens Its Position in Energy Renovation in Italy\" \/>\n<meta property=\"og:description\" content=\"Agos is expanding its energy renovation offering in Italy and partnering with Illumia to provide households with financing solutions, services, and digital tools.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.ca-personalfinancemobility.com\/en\/actualite\/agos-strengthens-its-position-in-energy-renovation-in-italy\/\" \/>\n<meta property=\"og:site_name\" content=\"CA Personal Finance &amp; Mobility\" \/>\n<meta property=\"article:modified_time\" content=\"2026-07-02T09:31:56+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.ca-personalfinancemobility.com\/wp-content\/uploads\/iStock-1399694331.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2121\" \/>\n\t<meta property=\"og:image:height\" content=\"1414\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.ca-personalfinancemobility.com\\\/en\\\/actualite\\\/agos-strengthens-its-position-in-energy-renovation-in-italy\\\/\",\"url\":\"https:\\\/\\\/www.ca-personalfinancemobility.com\\\/en\\\/actualite\\\/agos-strengthens-its-position-in-energy-renovation-in-italy\\\/\",\"name\":\"Agos Strengthens Its Position in Energy Renovation in Italy\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.ca-personalfinancemobility.com\\\/en\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.ca-personalfinancemobility.com\\\/en\\\/actualite\\\/agos-strengthens-its-position-in-energy-renovation-in-italy\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.ca-personalfinancemobility.com\\\/en\\\/actualite\\\/agos-strengthens-its-position-in-energy-renovation-in-italy\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.ca-personalfinancemobility.com\\\/wp-content\\\/uploads\\\/iStock-1399694331.jpg\",\"datePublished\":\"2026-07-02T09:25:20+00:00\",\"dateModified\":\"2026-07-02T09:31:56+00:00\",\"description\":\"Agos is expanding its energy renovation offering in Italy and partnering with Illumia to provide households with financing solutions, services, and digital tools.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.ca-personalfinancemobility.com\\\/en\\\/actualite\\\/agos-strengthens-its-position-in-energy-renovation-in-italy\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.ca-personalfinancemobility.com\\\/en\\\/actualite\\\/agos-strengthens-its-position-in-energy-renovation-in-italy\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.ca-personalfinancemobility.com\\\/en\\\/actualite\\\/agos-strengthens-its-position-in-energy-renovation-in-italy\\\/#primaryimage\",\"url\":\"https:\\\/\\\/www.ca-personalfinancemobility.com\\\/wp-content\\\/uploads\\\/iStock-1399694331.jpg\",\"contentUrl\":\"https:\\\/\\\/www.ca-personalfinancemobility.com\\\/wp-content\\\/uploads\\\/iStock-1399694331.jpg\",\"width\":2121,\"height\":1414,\"caption\":\"Pose de panneaux solaires dans le cadre d\u2019un projet de r\u00e9novation \u00e9nerg\u00e9tique.\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.ca-personalfinancemobility.com\\\/en\\\/actualite\\\/agos-strengthens-its-position-in-energy-renovation-in-italy\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Accueil\",\"item\":\"https:\\\/\\\/www.ca-personalfinancemobility.com\\\/en\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Agos Strengthens Its Role in the Energy Renovation Market in Italy\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.ca-personalfinancemobility.com\\\/en\\\/#website\",\"url\":\"https:\\\/\\\/www.ca-personalfinancemobility.com\\\/en\\\/\",\"name\":\"CA Personal Finance & Mobility\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.ca-personalfinancemobility.com\\\/en\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.ca-personalfinancemobility.com\\\/en\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.ca-personalfinancemobility.com\\\/en\\\/#organization\",\"name\":\"CA Personal Finance & Mobility\",\"url\":\"https:\\\/\\\/www.ca-personalfinancemobility.com\\\/en\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.ca-personalfinancemobility.com\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.ca-personalfinancemobility.com\\\/wp-content\\\/uploads\\\/CAPFM.svg\",\"contentUrl\":\"https:\\\/\\\/www.ca-personalfinancemobility.com\\\/wp-content\\\/uploads\\\/CAPFM.svg\",\"caption\":\"CA Personal Finance & Mobility\"},\"image\":{\"@id\":\"https:\\\/\\\/www.ca-personalfinancemobility.com\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Agos Strengthens Its Position in Energy Renovation in Italy","description":"Agos is expanding its energy renovation offering in Italy and partnering with Illumia to provide households with financing solutions, services, and digital tools.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.ca-personalfinancemobility.com\/en\/actualite\/agos-strengthens-its-position-in-energy-renovation-in-italy\/","og_locale":"en_US","og_type":"article","og_title":"Agos Strengthens Its Position in Energy Renovation in Italy","og_description":"Agos is expanding its energy renovation offering in Italy and partnering with Illumia to provide households with financing solutions, services, and digital tools.","og_url":"https:\/\/www.ca-personalfinancemobility.com\/en\/actualite\/agos-strengthens-its-position-in-energy-renovation-in-italy\/","og_site_name":"CA Personal Finance & Mobility","article_modified_time":"2026-07-02T09:31:56+00:00","og_image":[{"width":2121,"height":1414,"url":"https:\/\/www.ca-personalfinancemobility.com\/wp-content\/uploads\/iStock-1399694331.jpg","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.ca-personalfinancemobility.com\/en\/actualite\/agos-strengthens-its-position-in-energy-renovation-in-italy\/","url":"https:\/\/www.ca-personalfinancemobility.com\/en\/actualite\/agos-strengthens-its-position-in-energy-renovation-in-italy\/","name":"Agos Strengthens Its Position in Energy Renovation in Italy","isPartOf":{"@id":"https:\/\/www.ca-personalfinancemobility.com\/en\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.ca-personalfinancemobility.com\/en\/actualite\/agos-strengthens-its-position-in-energy-renovation-in-italy\/#primaryimage"},"image":{"@id":"https:\/\/www.ca-personalfinancemobility.com\/en\/actualite\/agos-strengthens-its-position-in-energy-renovation-in-italy\/#primaryimage"},"thumbnailUrl":"https:\/\/www.ca-personalfinancemobility.com\/wp-content\/uploads\/iStock-1399694331.jpg","datePublished":"2026-07-02T09:25:20+00:00","dateModified":"2026-07-02T09:31:56+00:00","description":"Agos is expanding its energy renovation offering in Italy and partnering with Illumia to provide households with financing solutions, services, and digital tools.","breadcrumb":{"@id":"https:\/\/www.ca-personalfinancemobility.com\/en\/actualite\/agos-strengthens-its-position-in-energy-renovation-in-italy\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.ca-personalfinancemobility.com\/en\/actualite\/agos-strengthens-its-position-in-energy-renovation-in-italy\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.ca-personalfinancemobility.com\/en\/actualite\/agos-strengthens-its-position-in-energy-renovation-in-italy\/#primaryimage","url":"https:\/\/www.ca-personalfinancemobility.com\/wp-content\/uploads\/iStock-1399694331.jpg","contentUrl":"https:\/\/www.ca-personalfinancemobility.com\/wp-content\/uploads\/iStock-1399694331.jpg","width":2121,"height":1414,"caption":"Pose de panneaux solaires dans le cadre d\u2019un projet de r\u00e9novation \u00e9nerg\u00e9tique."},{"@type":"BreadcrumbList","@id":"https:\/\/www.ca-personalfinancemobility.com\/en\/actualite\/agos-strengthens-its-position-in-energy-renovation-in-italy\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Accueil","item":"https:\/\/www.ca-personalfinancemobility.com\/en\/"},{"@type":"ListItem","position":2,"name":"Agos Strengthens Its Role in the Energy Renovation Market in Italy"}]},{"@type":"WebSite","@id":"https:\/\/www.ca-personalfinancemobility.com\/en\/#website","url":"https:\/\/www.ca-personalfinancemobility.com\/en\/","name":"CA Personal Finance & Mobility","description":"","publisher":{"@id":"https:\/\/www.ca-personalfinancemobility.com\/en\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.ca-personalfinancemobility.com\/en\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.ca-personalfinancemobility.com\/en\/#organization","name":"CA Personal Finance & Mobility","url":"https:\/\/www.ca-personalfinancemobility.com\/en\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.ca-personalfinancemobility.com\/en\/#\/schema\/logo\/image\/","url":"https:\/\/www.ca-personalfinancemobility.com\/wp-content\/uploads\/CAPFM.svg","contentUrl":"https:\/\/www.ca-personalfinancemobility.com\/wp-content\/uploads\/CAPFM.svg","caption":"CA Personal Finance & Mobility"},"image":{"@id":"https:\/\/www.ca-personalfinancemobility.com\/en\/#\/schema\/logo\/image\/"}}]}},"_links":{"self":[{"href":"https:\/\/www.ca-personalfinancemobility.com\/en\/wp-json\/wp\/v2\/actualite\/9391","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.ca-personalfinancemobility.com\/en\/wp-json\/wp\/v2\/actualite"}],"about":[{"href":"https:\/\/www.ca-personalfinancemobility.com\/en\/wp-json\/wp\/v2\/types\/actualite"}],"version-history":[{"count":1,"href":"https:\/\/www.ca-personalfinancemobility.com\/en\/wp-json\/wp\/v2\/actualite\/9391\/revisions"}],"predecessor-version":[{"id":9394,"href":"https:\/\/www.ca-personalfinancemobility.com\/en\/wp-json\/wp\/v2\/actualite\/9391\/revisions\/9394"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.ca-personalfinancemobility.com\/en\/wp-json\/wp\/v2\/media\/9392"}],"wp:attachment":[{"href":"https:\/\/www.ca-personalfinancemobility.com\/en\/wp-json\/wp\/v2\/media?parent=9391"}],"wp:term":[{"taxonomy":"categorie-actualite","embeddable":true,"href":"https:\/\/www.ca-personalfinancemobility.com\/en\/wp-json\/wp\/v2\/categorie-actualite?post=9391"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}