{"id":4285,"date":"2025-12-09T09:37:04","date_gmt":"2025-12-09T08:37:04","guid":{"rendered":"https:\/\/www.ca-personalfinancemobility.com\/group\/strategie\/"},"modified":"2026-02-16T16:28:43","modified_gmt":"2026-02-16T15:28:43","slug":"strategy","status":"publish","type":"page","link":"https:\/\/www.ca-personalfinancemobility.com\/en\/group\/strategy\/","title":{"rendered":"Strategy"},"content":{"rendered":"
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Working every day in the interest of our customers and society<\/h2>\n\n\n\n

Cr\u00e9dit Agricole Personal Finance & Mobility deploys its strategy within the framework of the ACT 2028 medium-term plan of the Cr\u00e9dit Agricole S.A. group.
ACT 2028 lays the foundation for its ambitions for tomorrow: to be a leader in Europe, a leader in new technologies and a leader in transitions. Acceleration, Transformation and Cohesion are the three pillars of this medium-term plan.<\/p>\n\n\n\n

As a 100% subsidiary of Cr\u00e9dit Agricole S.A., specialising in personal finance and mobility, Cr\u00e9dit Agricole Personal Finance & Mobility aims to be a more diversified, indispensable and robust leader.<\/p>\n\n\n\n

Serving our clients and partners in their social and environmental transitions, we are accelerating the development of our model based on four business drivers: bank servicing, personal finance, mobility, insurance and services. Balanced and complementary, our model makes a lasting contribution to the Group\u2019s performance and development in France, Europe, Morocco and China.<\/p>\n\n\r\n <\/div>\r\n <\/section>\r\n\n\n\r\n

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Be more diverse,<\/h3>\r\n
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it is accelerating in our four engines to support all the needs of our clients.<\/p>\n <\/div>\r\n <\/div>\r\n

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Be more unavoidable,<\/h3>\r\n
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it is to act for social and environmental transitions and contribute to making Cr\u00e9dit Agricole the preferred bank of Europeans.<\/p>\n <\/div>\r\n <\/div>\r\n

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Be more robust,<\/h3>\r\n
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it is to transform and aim for sustainable and balanced growth for our entities and our employees.<\/p>\n <\/div>\r\n <\/div>\r\n

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Our four development drivers<\/h2>\n\n\n\n

Our model is based on four complementary activities that place us at the heart of responsible budget management, access to sustainable mobility, housing improvement, and consumption transformation.<\/p>\n\n\n

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Servicing bancaire<\/div>

Offer innovative, efficient and tailored personal financing solutions to all clients of the Cr\u00e9dit Agricole group\u2019s universal retail banks in all territories.<\/p><\/div><\/div>

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Personal Finance<\/div>

Accompany our clients in their projects and diversify our offer in sectors such as energy renovation of housing or “age well” by developing innovative, accessible and sustainable solutions.<\/p><\/div><\/div>

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Mobility<\/div>

Support the evolution of uses and the transition of our customers towards sustainable mobility solutions, particularly electric.<\/p><\/div><\/div>

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Insurance and Services<\/div>

With the launch of this new business engine in 2025, meet the needs of all our clients in all our activities with diversified insurance solutions and services.<\/p><\/div><\/div> <\/div>\r\n <\/div>\r\n <\/section>\n\r\n <\/div>\r\n

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