{"id":2841,"date":"2025-12-23T16:22:41","date_gmt":"2025-12-23T15:22:41","guid":{"rendered":"https:\/\/www.ca-personalfinancemobility.com\/publication\/credit-agricole-consumer-finance-et-opteven-annoncent-la-creation-dune-joint-venture-pour-proposer-aux-clients-de-la-banque-une-offre-europeenne-dextension-de-garantie-et-de-contrat\/"},"modified":"2026-01-06T15:18:28","modified_gmt":"2026-01-06T14:18:28","slug":"credit-agricole-consumer-finance-et-opteven-annoncent-la-creation-dune-joint-venture-pour-proposer-aux-clients-de-la-banque-une-offre-europeenne-dextension-de-garantie-et-de-contrat","status":"publish","type":"publication","link":"https:\/\/www.ca-personalfinancemobility.com\/en\/publication\/credit-agricole-consumer-finance-et-opteven-annoncent-la-creation-dune-joint-venture-pour-proposer-aux-clients-de-la-banque-une-offre-europeenne-dextension-de-garantie-et-de-contrat\/","title":{"rendered":"Cr\u00e9dit Agricole Consumer Finance and Opteven announce the creation of a joint venture to offer the bank\u2019s customers a European offer of extended warranty and maintenance contract"},"content":{"rendered":"\n<p><strong>\u00b7 Cr\u00e9dit Agricole Consumer Finance and Opteven, an expert in guarantees and services adapted to mobility, have agreed on a draft strategic agreement that should be supplemented by the creation of a 50-50 joint venture between the two companies.<br>\u00b7 This new structure would enable Consumer Finance to offer an extended warranty and maintenance contract offer, developed by Opteven, to its individual and professional customers in Europe.<br>\u00b7 After the creation of JV Leasys with Stellantis, the 100% acquisition of Auto Bank and Drivalia, the development of automotive services is the third pillar of the automotive strategy of Consumer Finance to become the leader in green mobility in Europe.<br>\u00b7Consumer Finance aims to offer more than 20 automotive services to its various customers via all the Group\u2019s European entities by 2026.<\/strong><\/p>\n\n\n\n<p><strong>Cr\u00e9dit Agricole Consumer Finance and Opteven have agreed on a draft European strategic agreement<\/strong><\/p>\n\n\n\n<p>Opteven and Cr\u00e9dit Agricole Consumer Finance have recently signed a draft European strategic agreement that would allow all Cr\u00e9dit Agricole Consumer Finance&#8217;s European entities to offer all their customers, both individuals and professionals, an extended warranty and maintenance offer.<\/p>\n\n\n\n<p>This agreement would also give rise to the creation of a joint venture specialising in car warranty and maintenance contracts, in which the two partners would each hold 50% of the capital. This joint venture would be responsible for leading and developing the partnership between Consumer Finance and Opteven.<\/p>\n\n\n\n<p>The partnership could initially be active in the 9 countries currently covered by Opteven. It would gradually be extended to other countries where Cr\u00e9dit Agricole Consumer Finance is expanding its activities.&nbsp;<\/p>\n\n\n\n<p><strong>Services: the new part of Cr\u00e9dit Agricole Consumer Finance&#8217;s automotive strategy<\/strong><\/p>\n\n\n\n<p>This transaction is fully in line with Consumer Finance&#8217;s strategy to develop an automotive services offering that meets the needs of all customers in the rental and mobility financing market. This strategic pillar serves Cr\u00e9dit Agricole Consumer Finance\u2019s ambition to become a leader in green mobility in Europe and is the basis for building a mobility continuum.<\/p>\n\n\n    <section class=\"bloc-capfm-citation_extended\" style=\"--background-color:#d8ead7;\">\n            <div class=\"content\">\n                <div class=\"image\">\n                                    <\/div>\n            <\/div>\n            <div class=\"quote\" style=\"color: #000000;\">\n                \n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>This draft agreement with Cr\u00e9dit Agricole Consumer Finance is fully in line with Opteven&#8217;s international development strategy. It will strengthen our position as a leader in mobility service contracts. We are delighted with this privileged partnership that is emerging.<\/p>\n<\/blockquote>\n\n\n                <div class=\"quote-footer\">\n                                        <div>\n                                                <div class=\"names\" style=\"color: #000000;\">Jean Matthieu BISEAU<\/div>\n                                                                            <div class=\"job\" style=\"color: #000000;\">Pr\u00e9sident d&#039;Opteven<\/div>\n                                            <\/div>\n                <\/div>\n            <\/div>\n    <\/section>\n\n\n    <section class=\"bloc-capfm-citation_extended\" style=\"--background-color:#d8ead7;\">\n            <div class=\"content\">\n                <div class=\"image\">\n                                    <\/div>\n            <\/div>\n            <div class=\"quote\" style=\"color: #000000;\">\n                \n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>The draft strategic agreement with Opteven, a player widely recognised for its expertise in the market, and the future creation of a 50-50 joint venture between our two entities illustrate the privileged partnership that we will build together. It will be one of the centrepieces of the catalogue of services we develop for all our customers in Europe. It is a powerful business lever that, in addition to complementing our financing solutions and our sources of profitability, is a guarantee of reinsurance for end customers, particularly those who are moving towards electric mobility.<\/p>\n<\/blockquote>\n\n\n                <div class=\"quote-footer\">\n                                        <div>\n                                                <div class=\"names\" style=\"color: #000000;\">St\u00e9phane PRIAMI<\/div>\n                                                                            <div class=\"job\" style=\"color: #000000;\">Directeur g\u00e9n\u00e9ral de Cr\u00e9dit Agricole Consumer Finance et Directeur g\u00e9n\u00e9ral adjoint de Cr\u00e9dit Agricole S.A. en charge du p\u00f4le Services Financiers Sp\u00e9cialis\u00e9s<\/div>\n                                            <\/div>\n                <\/div>\n            <\/div>\n    <\/section>\n\n\n<section class=\"bloc-capfm-download-documents\" style=\"\">\n                    <h2 class=\"title\">Document t\u00e9l\u00e9chargeable<\/h2>\n                            <div class=\"description\">\n                            <\/div>\n                                    <ul class=\"documents\">\n                                            <li>\n                            <a class=\"piano-download\" role=\"button\" download=\"cp-cacf-creditagricolemobilityservices-05092023-vdef.pdf\" href=\"https:\/\/www.ca-personalfinancemobility.com\/wp-content\/uploads\/cp-cacf-creditagricolemobilityservices-05092023-vdef.pdf\" target=\"_blank\" aria-label=\"2023-09-06-cp-cacf-creditagricolemobilityservices-05092023-vdef, nouvel onglet\">2023-09-06-cp-cacf-creditagricolemobilityservices-05092023-vdef<\/a>\n                        <\/li>\n                                    <\/ul>\n            <\/section>\n\n\n<p><strong><em>Press service de Cr\u00e9dit Agricole Consumer Finance\u00a0: <\/em><\/strong><em>Claire Garcia &#8211; +33 (0)1 87 38 11 81 &#8211;\u00a0<\/em><strong><em><a href=\"mailto:presse@ca-cf.fr\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\"presse@ca-cf.fr, nouvel onglet\">presse@ca-cf.fr<\/a><\/em><\/strong><\/p>\n\n\n\n<p><strong>About Cr\u00e9dit Agricole Consumer Finance<\/strong><br>Cr\u00e9dit Agricole Consumer Finance, a subsidiary of the Cr\u00e9dit Agricole Group, specialises in retail finance and provides access to all mobility solutions in Europe. It distributes a wide range of financing solutions \u2013 depreciable credit, revolving credit, leasing and credit buyback \u2013 directly at its partners&#8217; point of sale or e-commerce platforms, with associated services including insurance, split payment solutions and mobility services, with the aim of meeting the challenges of energy transition in mobility, housing and consumption. Its financing solutions and services are offered in France via Sofinco, in Italy via Agos, in Germany via Creditplus, in Portugal via Credibom, in Spain via Sofinco Espana, in Morocco via Wafasalaf, and in China via GAC-Sofinco (car financing only). Cr\u00e9dit Agricole Consumer Finance aims to be the leader in green mobility in Europe and offers a continuum of all mobility solutions in the 19 countries where it operates (leasing, medium and short-term leasing, subscription, car sharing, charging station installation, etc.). It will rely on the JV with Stellantis, the 100% integration of FCA Bank and Drivalia and the development of automotive financing in its historical entities in Europe and in the Cr\u00e9dit Agricole Regional Banks and at LCL via Agilauto. Consumer Finance acts every day in the interest of its 16.7 million customers and the company. At December 31, 2022, Consumer Finance managed \u20ac103.1 billion in outstanding loans.<strong><em><br>For more informations:\u00a0<a href=\"http:\/\/www.ca-consumerfinance.com\/\" aria-label=\"www.ca-consumerfinance.com\">www.ca-consumerfinance.com<\/a><\/em><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>By 2026, Consumer Finance intends to offer more than 20 automotive services to its various customers via all the Group\u2019s European entities.<\/p>\n","protected":false},"featured_media":0,"template":"","meta":{"_acf_changed":false,"footnotes":""},"categorie-publication":[79],"type-publication":[105],"class_list":["post-2841","publication","type-publication","status-publish","hentry","categorie-publication-insurances-and-services","type-publication-press-release"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Cr\u00e9dit Agricole Consumer Finance and Opteven 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