{"id":3394,"date":"2025-12-29T11:37:38","date_gmt":"2025-12-29T10:37:38","guid":{"rendered":"https:\/\/www.ca-personalfinancemobility.com\/publication\/projets-de-renovation-energetique-des-particuliers\/"},"modified":"2025-12-29T14:30:31","modified_gmt":"2025-12-29T13:30:31","slug":"energy-renovation-projects-for-individuals","status":"publish","type":"publication","link":"https:\/\/www.ca-personalfinancemobility.com\/en\/publication\/energy-renovation-projects-for-individuals\/","title":{"rendered":"With the launch of Sofinco Eco-Transitions, Sofinco aims to become a leader in energy renovation in France"},"content":{"rendered":"\n<p>Sofinco, a Cr\u00e9dit Agricole Personal Finance &amp; Mobility brand in France, intends to support the Government&#8217;s objectives to renovate thermal sieves in France and unlock the renovation of housing by supporting housing professionals (craftsmen, diagnosers, real estate agencies, etc.) and their customers. With the launch of Sofinco Eco-Transitions, it is no longer just a question of financing but of proposing a global offer incorporating a package of services that aims to simplify and streamline the energy renovation projects of individuals.<br>Sofinco&#8217;s ambition to become a leader in energy renovation in France is part of the collective mobilization of the Cr\u00e9dit Agricole group for its Societal Project, and in particular the commitment to support its customers in their energy transition.<\/p>\n\n\n\n<p><strong>UNLOCKING HOUSING RENOVATION IN FRANCE<\/strong><\/p>\n\n\n\n<p>The Climate and Resilience Act, which aims to enable France to reduce its greenhouse gas emissions by 40% by 2030, compared to 1990, is reflected in the implementation of several measures to reduce the number of thermal sieves (housing classified E, F and G). The stakes are high and the objectives set by the Government are ambitious: increase the number of renovations to reach a rate of 900,000 efficient renovations per year, including 200,000 overall in 2030.\u202f&nbsp;<\/p>\n\n\n\n<p>The renovation of housing is therefore a priority and we must encourage the French to take the plunge, even though many obstacles exist: poor knowledge of the available aid and complexity to obtain it, instability of public policies, funding difficulties, low number of craftsmen labeled RGE, etc.<\/p>\n\n\n\n<p>Given the scope of the subject, Sofinco, as a funder, wants to play a key role in unlocking thousands of renovation projects in France. By 2027, it aims to finance more than \u20ac3 billion in works, or around 300,000 renovations in four years.&nbsp;<\/p>\n\n\n\n<p>This will not happen without habitat professionals present in all the territories. Sofinco intends to help them focus on their core business and more quickly finalize the signature of renovation site specifications.<br>&nbsp;<\/p>\n\n\n\n<p><strong>SOFINCO ECO-TRANSITIONS: A GLOBAL APPROACH BRINGING TOGETHER FINANCING, SERVICES AND ADVICE FOR ALL HOUSING PROFESSIONALS AND THEIR CLIENTS<\/strong><\/p>\n\n\n\n<p>Sofinco will gradually build a catalog of financing solutions coupled with a range of services to bring more simplicity, fluidity and transparency to each renovation project.&nbsp;<\/p>\n\n\n\n<p>A first financing solution will be launched in early November. This is an Intermediated bank loan offer that will allow new partners who do not have IOB status (Intermediaries in banking operations) to offer a financing solution to their customers. They will be able to manage their financing request independently via a full digital pathway developed by Sofinco and will receive an immediate agreement in principle.<\/p>\n\n\n\n<p>This new financing solution is the starting point for the Sofinco Eco-Transitions global offer, which will be enriched by a range of services, insurance, consulting, etc. during 2025.&nbsp;<\/p>\n\n\n\n<p>This Sofinco Eco-Transitions approach will be supported by more than 130 Sofinco employees dedicated to energy renovation and mobilized throughout France.<\/p>\n\n\n    <section class=\"bloc-capfm-citation_extended\" style=\"--background-color:#d8ead7;\">\n            <div class=\"content\">\n                <div class=\"image\">\n                                            <img decoding=\"async\" src=\"https:\/\/www.ca-personalfinancemobility.com\/wp-content\/uploads\/5c880a9d7b0c152a60ed7ea85480a580be6a25c7.jpg\" alt=\"\" \/>\n                                    <\/div>\n            <\/div>\n            <div class=\"quote\" style=\"color: #000000;\">\n                \n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>Even though the government aid scheme is accompanying the transition of the French housing stock, many renovation projects are on hold. Sofinco sets itself the ambition to create the trigger, to support craftsmen so that they can focus on their core business while facilitating the realization of their customers&#8217; renovation projects.&nbsp;<\/p>\n<\/blockquote>\n<\/blockquote>\n\n\n                <div class=\"quote-footer\">\n                                        <div>\n                                                <div class=\"names\" style=\"color: #000000;\">Franck ONIGA<\/div>\n                                                                            <div class=\"job\" style=\"color: #000000;\">Managing Director of Sofinco<\/div>\n                                            <\/div>\n                <\/div>\n            <\/div>\n    <\/section>\n\n\n\n<p><\/p>\n\n\n<section class=\"bloc-capfm-download-documents\" style=\"\">\n                    <h2 class=\"title\">Downloadable Document<\/h2>\n                            <div class=\"description\">\n                            <\/div>\n                                    <ul class=\"documents\">\n                                            <li>\n                            <a class=\"piano-download\" role=\"button\" download=\"2024-10-24-cp_sofinco-eco-transitions-vdef.pdf\" href=\"https:\/\/www.ca-personalfinancemobility.com\/wp-content\/uploads\/2024-10-24-cp_sofinco-eco-transitions-vdef.pdf\" target=\"_blank\" aria-label=\"Press release, nouvel onglet\">Press release<\/a>\n                        <\/li>\n                                    <\/ul>\n            <\/section>\n\n\n<p><\/p>\n\n\n\n<p><strong><em>Press Contact<\/em><\/strong><\/p>\n\n\n\n<p><em><a href=\"mailto:presse@ca-cf.fr\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\"presse@ca-cf.fr, nouvel onglet\">presse@ca-cf.fr<\/a>&nbsp;\/ +33 (0)6 80 41 17 77<\/em><\/p>\n\n\n\n<p><\/p>\n\n\n\n<p><strong>About Sofinco<\/strong><\/p>\n\n\n\n<p><em><em>In France, Sofinco is the trademark of Cr\u00e9dit Agricole Personal Finance &amp; Mobility, which distributes a wide range of loans to individuals and associated services across all distribution channels: direct sales, point-of-sale financing (home equipment) and partnerships. Sofinco offers flexible, responsible solutions tailored to the needs of its customers and partners (major retail, specialized and institutional retailers). Google&#8217;s UX Finance 2023 Benchmark has awarded Sofinco.fr the title of \u201cBest Mobile Customer Journey\u201d. For more information:&nbsp;<\/em>&nbsp;<a href=\"http:\/\/www.sofinco.fr\/\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\"www.sofinco.fr, nouvel onglet\">www.sofinco.fr<\/a><\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Sofinco Eco-Transitions offers an integrated range of services to simplify energy renovation projects for individuals.<\/p>\n","protected":false},"featured_media":3395,"template":"","meta":{"_acf_changed":false,"footnotes":""},"categorie-publication":[79],"type-publication":[105],"class_list":["post-3394","publication","type-publication","status-publish","has-post-thumbnail","hentry","categorie-publication-insurances-and-services","type-publication-press-release"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Energy renovation projects for individuals<\/title>\n<meta name=\"description\" content=\"Sofinco Eco-Transitions offers an integrated range of services to simplify energy renovation projects for individuals.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.ca-personalfinancemobility.com\/en\/publication\/energy-renovation-projects-for-individuals\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Energy renovation projects for individuals\" \/>\n<meta property=\"og:description\" content=\"Sofinco Eco-Transitions offers an integrated range of services to simplify energy renovation projects for individuals.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.ca-personalfinancemobility.com\/en\/publication\/energy-renovation-projects-for-individuals\/\" \/>\n<meta property=\"og:site_name\" content=\"CA Personal Finance &amp; Mobility\" \/>\n<meta property=\"article:modified_time\" content=\"2025-12-29T13:30:31+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.ca-personalfinancemobility.com\/wp-content\/uploads\/panneau-solaires.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2120\" \/>\n\t<meta property=\"og:image:height\" content=\"1415\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.ca-personalfinancemobility.com\/en\/publication\/energy-renovation-projects-for-individuals\/\",\"url\":\"https:\/\/www.ca-personalfinancemobility.com\/en\/publication\/energy-renovation-projects-for-individuals\/\",\"name\":\"Energy renovation projects for individuals\",\"isPartOf\":{\"@id\":\"https:\/\/www.ca-personalfinancemobility.com\/en\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.ca-personalfinancemobility.com\/en\/publication\/energy-renovation-projects-for-individuals\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.ca-personalfinancemobility.com\/en\/publication\/energy-renovation-projects-for-individuals\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.ca-personalfinancemobility.com\/wp-content\/uploads\/panneau-solaires.jpg\",\"datePublished\":\"2025-12-29T10:37:38+00:00\",\"dateModified\":\"2025-12-29T13:30:31+00:00\",\"description\":\"Sofinco Eco-Transitions offers an integrated range of services to simplify energy renovation projects for individuals.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.ca-personalfinancemobility.com\/en\/publication\/energy-renovation-projects-for-individuals\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.ca-personalfinancemobility.com\/en\/publication\/energy-renovation-projects-for-individuals\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.ca-personalfinancemobility.com\/en\/publication\/energy-renovation-projects-for-individuals\/#primaryimage\",\"url\":\"https:\/\/www.ca-personalfinancemobility.com\/wp-content\/uploads\/panneau-solaires.jpg\",\"contentUrl\":\"https:\/\/www.ca-personalfinancemobility.com\/wp-content\/uploads\/panneau-solaires.jpg\",\"width\":2120,\"height\":1415,\"caption\":\"Un homme pose plusieurs panneaux solaires\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.ca-personalfinancemobility.com\/en\/publication\/energy-renovation-projects-for-individuals\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Accueil\",\"item\":\"https:\/\/www.ca-personalfinancemobility.com\/en\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"With the launch of Sofinco Eco-Transitions, Sofinco aims to become a leader in energy renovation in France\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.ca-personalfinancemobility.com\/en\/#website\",\"url\":\"https:\/\/www.ca-personalfinancemobility.com\/en\/\",\"name\":\"CA Personal Finance & Mobility\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/www.ca-personalfinancemobility.com\/en\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.ca-personalfinancemobility.com\/en\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.ca-personalfinancemobility.com\/en\/#organization\",\"name\":\"CA Personal Finance & Mobility\",\"url\":\"https:\/\/www.ca-personalfinancemobility.com\/en\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.ca-personalfinancemobility.com\/en\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.ca-personalfinancemobility.com\/wp-content\/uploads\/CAPFM.svg\",\"contentUrl\":\"https:\/\/www.ca-personalfinancemobility.com\/wp-content\/uploads\/CAPFM.svg\",\"caption\":\"CA Personal Finance & Mobility\"},\"image\":{\"@id\":\"https:\/\/www.ca-personalfinancemobility.com\/en\/#\/schema\/logo\/image\/\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Energy renovation projects for individuals","description":"Sofinco Eco-Transitions offers an integrated range of services to simplify energy renovation projects for individuals.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.ca-personalfinancemobility.com\/en\/publication\/energy-renovation-projects-for-individuals\/","og_locale":"en_US","og_type":"article","og_title":"Energy renovation projects for individuals","og_description":"Sofinco Eco-Transitions offers an integrated range of services to simplify energy renovation projects for individuals.","og_url":"https:\/\/www.ca-personalfinancemobility.com\/en\/publication\/energy-renovation-projects-for-individuals\/","og_site_name":"CA Personal Finance & Mobility","article_modified_time":"2025-12-29T13:30:31+00:00","og_image":[{"width":2120,"height":1415,"url":"https:\/\/www.ca-personalfinancemobility.com\/wp-content\/uploads\/panneau-solaires.jpg","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.ca-personalfinancemobility.com\/en\/publication\/energy-renovation-projects-for-individuals\/","url":"https:\/\/www.ca-personalfinancemobility.com\/en\/publication\/energy-renovation-projects-for-individuals\/","name":"Energy renovation projects for individuals","isPartOf":{"@id":"https:\/\/www.ca-personalfinancemobility.com\/en\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.ca-personalfinancemobility.com\/en\/publication\/energy-renovation-projects-for-individuals\/#primaryimage"},"image":{"@id":"https:\/\/www.ca-personalfinancemobility.com\/en\/publication\/energy-renovation-projects-for-individuals\/#primaryimage"},"thumbnailUrl":"https:\/\/www.ca-personalfinancemobility.com\/wp-content\/uploads\/panneau-solaires.jpg","datePublished":"2025-12-29T10:37:38+00:00","dateModified":"2025-12-29T13:30:31+00:00","description":"Sofinco Eco-Transitions offers an integrated range of services to simplify energy renovation projects for individuals.","breadcrumb":{"@id":"https:\/\/www.ca-personalfinancemobility.com\/en\/publication\/energy-renovation-projects-for-individuals\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.ca-personalfinancemobility.com\/en\/publication\/energy-renovation-projects-for-individuals\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.ca-personalfinancemobility.com\/en\/publication\/energy-renovation-projects-for-individuals\/#primaryimage","url":"https:\/\/www.ca-personalfinancemobility.com\/wp-content\/uploads\/panneau-solaires.jpg","contentUrl":"https:\/\/www.ca-personalfinancemobility.com\/wp-content\/uploads\/panneau-solaires.jpg","width":2120,"height":1415,"caption":"Un homme pose plusieurs panneaux solaires"},{"@type":"BreadcrumbList","@id":"https:\/\/www.ca-personalfinancemobility.com\/en\/publication\/energy-renovation-projects-for-individuals\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Accueil","item":"https:\/\/www.ca-personalfinancemobility.com\/en\/"},{"@type":"ListItem","position":2,"name":"With the launch of Sofinco Eco-Transitions, Sofinco aims to become a leader in energy renovation in France"}]},{"@type":"WebSite","@id":"https:\/\/www.ca-personalfinancemobility.com\/en\/#website","url":"https:\/\/www.ca-personalfinancemobility.com\/en\/","name":"CA Personal Finance & Mobility","description":"","publisher":{"@id":"https:\/\/www.ca-personalfinancemobility.com\/en\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.ca-personalfinancemobility.com\/en\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.ca-personalfinancemobility.com\/en\/#organization","name":"CA Personal Finance & Mobility","url":"https:\/\/www.ca-personalfinancemobility.com\/en\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.ca-personalfinancemobility.com\/en\/#\/schema\/logo\/image\/","url":"https:\/\/www.ca-personalfinancemobility.com\/wp-content\/uploads\/CAPFM.svg","contentUrl":"https:\/\/www.ca-personalfinancemobility.com\/wp-content\/uploads\/CAPFM.svg","caption":"CA Personal Finance & Mobility"},"image":{"@id":"https:\/\/www.ca-personalfinancemobility.com\/en\/#\/schema\/logo\/image\/"}}]}},"_links":{"self":[{"href":"https:\/\/www.ca-personalfinancemobility.com\/en\/wp-json\/wp\/v2\/publication\/3394","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.ca-personalfinancemobility.com\/en\/wp-json\/wp\/v2\/publication"}],"about":[{"href":"https:\/\/www.ca-personalfinancemobility.com\/en\/wp-json\/wp\/v2\/types\/publication"}],"version-history":[{"count":4,"href":"https:\/\/www.ca-personalfinancemobility.com\/en\/wp-json\/wp\/v2\/publication\/3394\/revisions"}],"predecessor-version":[{"id":3466,"href":"https:\/\/www.ca-personalfinancemobility.com\/en\/wp-json\/wp\/v2\/publication\/3394\/revisions\/3466"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.ca-personalfinancemobility.com\/en\/wp-json\/wp\/v2\/media\/3395"}],"wp:attachment":[{"href":"https:\/\/www.ca-personalfinancemobility.com\/en\/wp-json\/wp\/v2\/media?parent=3394"}],"wp:term":[{"taxonomy":"categorie-publication","embeddable":true,"href":"https:\/\/www.ca-personalfinancemobility.com\/en\/wp-json\/wp\/v2\/categorie-publication?post=3394"},{"taxonomy":"type-publication","embeddable":true,"href":"https:\/\/www.ca-personalfinancemobility.com\/en\/wp-json\/wp\/v2\/type-publication?post=3394"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}