{"id":7776,"date":"2026-03-17T09:05:00","date_gmt":"2026-03-17T08:05:00","guid":{"rendered":"https:\/\/www.ca-personalfinancemobility.com\/publication\/nikola-garat-est-nomme-directeur-commercial-chez-sofinco\/"},"modified":"2026-03-17T14:56:47","modified_gmt":"2026-03-17T13:56:47","slug":"nikola-garat-is-appointed-commercial-director-of-sofinco","status":"publish","type":"publication","link":"https:\/\/www.ca-personalfinancemobility.com\/en\/publication\/nikola-garat-is-appointed-commercial-director-of-sofinco\/","title":{"rendered":"Nikola Garat is appointed Commercial Director at Sofinco"},"content":{"rendered":"\n<p><strong>Massy, March 17, 2026 &#8211; Sofinco announces the appointment of Nikola Garat as Commercial Director. In this role, he will lead Sofinco&#8217;s entire commercial strategy, coordinating distribution networks, sales promotion, and partnership development.<\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Biography<\/h2>\n\n\n\n<p>Nikola Garat began his career in 1999 at the Cr\u00e9dit Agricole Toulouse 31 regional bank as a customer advisor. Subsequently serving as Branch Manager, Marketing Manager, and Deputy Sales Director, he developed a strong customer focus, a passion for change management, and a commitment to employee development.<\/p>\n\n\n\n<p>In 2018, he joined Cr\u00e9dit Agricole S.A. as a project manager for the Trajectoires Patrimoine initiative before becoming Director of Smart Conso Cr\u00e9dit Agricole &amp; LCL for Cr\u00e9dit Agricole Personal Finance &amp; Mobility. In 2023, he became Director of Retail Financing at Sofinco.<\/p>\n\n\n\n<p>Aged 49, Nikola Garat holds an Agricultural Engineering degree from the Purpan Engineering School (EIP) in Toulouse.<\/p>\n\n\n<section class=\"bloc-capfm-download-documents\" style=\"\">\n                    <h2 class=\"title\">Downloadable documents<\/h2>\n                            <div class=\"description\">\n                            <\/div>\n                                    <ul class=\"documents\">\n                                            <li>\n                            <a class=\"piano-download\" role=\"button\" download=\"2026-03-17-CP-Sofinco-Nomination-NikolaGarat-1.pdf\" href=\"https:\/\/www.ca-personalfinancemobility.com\/wp-content\/uploads\/2026-03-17-CP-Sofinco-Nomination-NikolaGarat-1.pdf\" target=\"_blank\" aria-label=\"Communiqu\u00e9 de presse, nouvel onglet\">Communiqu\u00e9 de presse<\/a>\n                        <\/li>\n                                    <\/ul>\n            <\/section>\n\n\n<p><br><strong>Press contact<\/strong><br>\u00a0Claire Garcia &#8211; <a href=\"mailto:presse@ca-pfm.com\" aria-label=\"presse@ca-pfm.com\">presse@ca-pfm.com<\/a> &#8211; +33 (0)6 80 41 17 77<br><strong>\u00a0<\/strong><br><strong>About Sofinco<\/strong><br>In France, Sofinco is the commercial brand of Cr\u00e9dit Agricole Personal Finance &amp; Mobility. Since 70 years, it offers a wide range of payment solutions and related services to its 4 million customers across all distribution channels: direct sales, point-of-sale financing (for home furnishings), and partnerships. Sofinco offers flexible, responsible solutions tailored to the needs of its customers and partners (major retailers, specialty retailers, and institutional clients) to give them a competitive edge every day. <a href=\"https:\/\/www.sofinco.fr\/\" type=\"link\" id=\"https:\/\/www.sofinco.fr\/\" aria-label=\"www.sofinco.fr\">www.sofinco.fr<\/a><br><strong>\u00a0<\/strong><\/p>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Massy, March 17, 2026 &#8211; Sofinco announces the appointment of Nikola Garat as Commercial Director. In this role, he will lead Sofinco&#8217;s entire commercial strategy, coordinating distribution networks, sales promotion, and partnership development. Biography Nikola Garat began his career in 1999 at the Cr\u00e9dit Agricole Toulouse 31 regional bank as a customer advisor. Subsequently serving [&hellip;]<\/p>\n","protected":false},"featured_media":7802,"template":"","meta":{"_acf_changed":false,"footnotes":""},"categorie-publication":[80],"type-publication":[105],"class_list":["post-7776","publication","type-publication","status-publish","has-post-thumbnail","hentry","categorie-publication-teams","type-publication-press-release"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Nikola Garat is the Commercial Director of Sofinco<\/title>\n<meta name=\"description\" content=\"Sofinco has appointed Nikola Garat as Commercial Director in 2026.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.ca-personalfinancemobility.com\/en\/publication\/nikola-garat-is-appointed-commercial-director-of-sofinco\/\" \/>\n<meta property=\"og:locale\" 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