A key pillar of the circular economy, remarketing extends the lifespan of vehicles while supporting the profitability of mobility businesses. Crédit Agricole Personal Finance & Mobility is deploying this approach across Europe and supporting the growth of electric vehicles.
Electric vehicles fit perfectly within a usage-based and circular economy model. Their characteristics make them particularly well suited to a second life, whether through leasing or resale.
Automotive remarketing encompasses all activities aimed at reselling or re-leasing a used vehicle after its initial period of use, mainly following deployment within a corporate fleet or under a leasing contract.
This activity covers the entire value chain: vehicle recovery, inspection, transportation, storage, refurbishment, and then reintroduction to the market through various sales or leasing channels.
For mobility providers, remarketing is a strategic lever that helps optimize vehicle residual values and extend their useful lifespan.
Together with CA Auto Bank, Leasys, Drivalia, Agilauto, Agos and CAL&F, Crédit Agricole Personal Finance & Mobility is strengthening the coordination of its remarketing activities across Europe.
This approach is based on several priorities:
This organization also enables the pooling of strategic partners for vehicle inspections, auctions, and logistics operations.
This ambition is already reflected in several initiatives deployed across the Group’s subsidiaries.
Leasys has developed Re-use, a long-term leasing offer for refurbished used vehicles.
Drivalia offers Future Lease, which enables vehicles from previous leasing or subscription contracts to be returned to service.
In partnership with Buy My Car, Agilauto selects, refurbishes and distributes used vehicles through a nationwide distribution network.
Agos has also developed Relove, a long-term leasing solution dedicated to used vehicles.
These initiatives share a common objective: maximizing vehicle usage and making mobility more accessible while reducing resource waste.
The electrification of vehicle fleets is gradually transforming remarketing practices.
Thanks to their limited maintenance requirements and the strong long-term performance of their batteries, electric vehicles offer significant potential for a second life through leasing or resale.
To support this transition, Crédit Agricole Personal Finance & Mobility is deploying tools that assess battery health, anticipate resale or re-leasing conditions, and direct each vehicle toward the most suitable channel from the moment it first enters service.
This forward-looking approach, combined with customer support several months before vehicle return, helps preserve residual values and secure operations.
By extending vehicle lifespans, remarketing helps reduce the environmental impact of the automotive sector while making mobility more affordable.
For Crédit Agricole Personal Finance & Mobility, this activity has become a strategic lever at the intersection of economic performance, environmental responsibility and innovation. It plays a full role in developing more sustainable mobility by giving vehicles a second life tailored to evolving mobility needs.