Crédit Agricole Consumer Finance becomes Crédit Agricole Personal Finance & Mobility
Crédit Agricole Consumer Finance announces a new milestone in its history with a new name: Crédit Agricole Personal Finance & Mobility. This new name reflects the evolution of its activities, which places purchasing power management, energy transitions and mobility at the heart of its model and embodies its ambitions to become a leader in personal financing and the leader in electric mobility in Europe. Crédit Agricole Personal Finance & Mobility makes it easier to express how the company supports its 17 million customers in 22 countries to make their projects possible.
Logo CA Personal Finance & Mobility
Crédit Agricole Personal Finance & Mobility: a rebranding that highlights the evolution of the company’s activities in a changing world
In just two decades, consumer needs and habits have been disrupted with the advent of digital technology and environmental and societal awareness. Consumers are gradually moving towards use rather than property, particularly for their trips, favoring rental solutions for their car, they consume more responsibly to equip their home…
Faced with these changes, Crédit Agricole Consumer Finance has adapted to provide new financing solutions and new services that meet the new needs and uses of its customers, while supporting the transitions necessary for society.
By becoming Crédit Agricole Personal Finance & Mobility, the company values all its businesses and its transformation.
“Personal Finance” illustrates all the financing solutions offered by its universal entities and which integrate new or second-hand purchases, leasing, payments in installments, revolving credit, services, etc. Financing solutions have taken many forms and have thus become tools to manage personal expenses and finance projects.
In addition to being a leader in personal financing through its Sofinco brands in France and Spain, Creditplus in Germany, Agos in Italy, Credibom in Portugal and Wafasalaf in Morocco, Crédit Agricole Personal Finance & Mobility places mobility at the heart of its business model and has built a strategy to become a leader in electric mobility in Europe. This is based on three international pillars: Leasys, a pan-European leader in long-term leasing, co-owned equally with Stellantis, Crédit Agricole Auto Bank and its subsidiary Drivalia, a pan-European leader in car finance, leasing and mobility, and Crédit Agricole Mobility Services, a comprehensive range of services dedicated to mobility. In France, Agilauto, a platform for car leasing and eco-mobility solutions from Personal Finance & Mobility and CA Leasing & Factoring, which is aimed at individual, professional and corporate customers of the Crédit Agricole Regional Banks and LCL, and Agilauto Partage, a specialist in 100% electric car sharing in rural areas and businesses, are also deploying this system.
Mobility now accounts for 50% of the business of Personal Finance & Mobility and it was therefore natural for it to be integrated into the new name of the company. At its side, CA Leasing & Factoring, a subsidiary of the Crédit Agricole Group, offers professionals, businesses and farmers mobility access packages via long-term leasing with a wide range of services. Mobility represents 50% of its leasing activity in France and abroad.
By becoming Crédit Agricole Personal Finance & Mobility, the company illustrates its ability to renew itself to support its customers’ new uses in their energy and ecological transition: renovate their homes, adopt electric mobility in the form of a subscription or leasing, buy less energy-intensive household appliances in several monthly installments…
With Crédit Agricole Personal Finance & Mobility, we are opening a new chapter in our history that marks the transformation of our company and affirms our ambition to become a leader in personal financing and leader in electric mobility in Europe. It illustrates our ability to grow to support all our customers and partners in their energy and societal transitions.
Press Contact
Claire Garcia – Responsable Relations Pressepresse@ca-cf.fr +33 (0)1 87 38 11 81 / +33 (0)6 80 41 17 77
About Crédit Agricole Personal Finance & MobilityCrédit Agricole Personal Finance & Mobility est un leader du financement personnel et un fournisseur d’accès à toutes les solutions de mobilités en Europe. Il distribue en direct, sur le lieu de vente ou les plateformes e-commerce de ses partenaires, une gamme étendue de solutions de financement – crédit amortissable, crédit renouvelable, leasing et rachat de crédit – avec des services associés dont les assurances, des solutions de paiement fractionné et des services dédiés à la mobilité, avec pour objectif de répondre aux enjeux de transition énergétique dans la mobilité, l’habitat et la consommation. Ses solutions de financement et ses services sont proposés en France via Sofinco, en Italie via Agos, en Allemagne via Creditplus, au Portugal via Credibom, en Espagne via Sofinco Espana, au Maroc via Wafasalaf, et en Chine via GAC-Sofinco (financement automobile uniquement). Crédit Agricole Personal Finance & Mobility ambitionne d’être leader de la mobilité électrique en Europe et propose un continuum de la mobilité dans les 22 pays où il est présent (leasing, location moyenne et courte durée, abonnement, autopartage, installation de bornes de charge…). L’entreprise s’appuie sur Leasys, JV co-détenue à parts égales avec Stellantis, CA Auto Bank et Drivalia, leader paneuropéen du financement automobile, de la location et de la mobilité, Crédit Agricole Mobility Services, une offre de services complète dédiée à la mobilité et le développement des financements automobiles dans ses filiales universelles en Europe et dans les Caisses régionales de Crédit Agricole et chez LCL via Agilauto. CA Personal Finance & Mobility agit chaque jour dans l’intérêt de ses 17,2 millions de clients et de la société. Au 31 décembre 2023, CA Consumer Finance gérait 113 milliards d’euros d’encours de crédit.