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“À la carte”, the first card that allows you to pay in cash, in fractions or on credit, with a 3-year warranty extension included

Personal financePress releaseSofinco
Date de publication : 11.06.2024

“À la carte”, the first card that allows you to pay in cash, in fractions or on credit, with a 3-year warranty extension included

As the line between payment and credit becomes increasingly blurred, Sofinco is launching “À la carte”, a new Visa card that brings together a cash payment solution, financing solutions – split payment and revolving credit – so that consumers can now choose the pace of their payments for all their online or in-store purchases, and a 36-month warranty extension that automatically applies to all equipment purchased.

“À la carte”, a complete offer to manage your budget on a daily basis

New shopping habits, whether online or in-store, mean offering a range of flexible payment solutions to simplify consumers’ shopping journey. Sofinco is responding to this challenge with the “À la carte” offer, which includes:

  •  A free Visa payment card* allowing the consumer to be free to decide how to pay for purchases made in store or online: in cash or in several installments (3x, 10x or more).
  •  An app to allow the cardholder to manage his payments. It can track its expenses in real time to control its budget on a daily basis and, at the end of the month, decide to allocate all or part of its planned expenses to credit initially in cash or in several times. 
  •  A revolving loan of up to 10,000 euros. 

Accepted by all Visa network merchants in France and abroad, the card also includes 3 exclusive guarantees that protect the goods paid with the card: a broken theft guarantee, an “internet delivery” guarantee and an extension of the manufacturer’s guarantee for a period of 36 months.

Sofinco innovates by offering a complete solution that combines payment and financing solutions to allow the French to pay differently and manage their expenses calmly.

With “À la carte” we offer a new shopping experience that is even more personalized and fluid. At the crossroads of credit and payment, it supports new uses in payments and allows the French to preserve their purchasing power.

The card is free in the first year and also from the second year, subject to the use of the cash or credit card. 

Downloadable Document

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Press Contact

Claire Garcia – Head of Press Relations
presse@ca-cf.fr 
+33 (0)1 87 38 11 81 / +33 (0)6 80 41 17 77

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