Investors corner
Rooted within the Crédit Agricole S.A. Group, Crédit Agricole Personal Finance & Mobility is a major player in consumer lending in France and Europe. The Group’s objectives and growth drivers are supported by Crédit Agricole Personal Finance & Mobility’s 2025 streategy, which is at the heart of the guidelines and objectives of 2025 Ambitions, the Crédit Agricole Group’s medium-term plan.
€119 billion
of managed outstandings at the end of 2024
€422 million
NIGS (net income Group share) at the end of 2024
€2.8 billion
in net banking income at the end of 2024
Ratings
Crédit Agricole Personal Finance & Mobility
| Standard & Poor's | Fitch ratings | |
|---|---|---|
| Long term rate | A+ | A+ |
| Short term rate | A-1 | F1 |
| Perspective | Stable | Stable |
| Last update | 26/10/2023 | 04/10/2023 |
| Link | fitchratings.com/research/banks/ca-consumer-finance-07-02-2022 |
Agos
| Fitch ratings | |
| Long term rate | A- |
| Short term rate | F1 |
| Perspective | Stable |
| Last update | 26/07/2023 |
| Link | Fitch Affirms Agos Ducato at 'A-'; Outlook Stable (fitchratings.com) |
CA Auto Bank
| Fitch ratings | |
| Long term rate | A- |
| Short term rate | F1 |
| Perspective | Stable |
| Last update | 26/07/2023 |
| Link | Fitch Affirms CA Auto Bank at 'A-'; Outlook Stable (fitchratings.com) |
Leasys
| Fitch ratings | |
| Long term rate | A- |
| Short term rate | F1 |
| Perspective | Stable |
| Last update | 14/06/2024 |
| Link | Fitch Affirms Leasys at 'A-'; Outlook Stable |
Funding
At the end of 2024, the self-funding ratio of Crédit Agricole Personal Finance & Mobility Group stands at 85.7%. For the Crédit Agricole Personal Finance & Mobility Group, this figure is an assurance of being able to support its customers and partners in each of their projects.
Corporate publications
Group commitments
Investors contact
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